/* Visual hierarchy, branded surfaces and clearer interactive controls. */
header{position:sticky;top:0;z-index:40}.header-top{padding-block:16px}.header-contact{border:1px solid #ffffff35;border-radius:24px;padding:8px 16px}nav a{position:relative}nav a[aria-current]{border-bottom-color:#64d8ab;font-weight:600}.breadcrumb{display:flex;align-items:center;gap:10px;font-size:.8125rem;color:#738094;margin-bottom:13px}.breadcrumb a{color:#52657b;text-decoration:none}.page-title{padding-block:26px 25px}.page-title h1{font-size:clamp(1.65rem,2.8vw,2.15rem);line-height:1.3}.page-index .page-title{display:flex;align-items:center;justify-content:space-between;gap:20px}.page-index .breadcrumb{order:2;margin:0}.home-hero{border-radius:18px;box-shadow:0 16px 42px #001e5610;grid-template-columns:1.08fr 1fr}.home-copy{padding:45px 42px}.home-copy h2{font-size:clamp(2.5rem,4.1vw,3.7rem);font-weight:600;line-height:1.08;letter-spacing:-.045em}.home-copy .overline{border-left:28px solid #64d8ab;padding-left:12px;font-size:.75rem;line-height:1}.start-quote{background:#ffffff0a;border:1px solid #ffffff25;border-radius:10px;padding:18px;margin-top:28px}.start-quote label{color:#fff;margin-bottom:10px}.home-photo{min-height:545px}.home-photo figcaption{left:26px;right:26px;bottom:26px;padding:18px 22px;border-radius:9px;font-size:1.1rem;line-height:1.4;color:#001e56;box-shadow:0 4px 16px #001e5612}.photo-caption-label{display:block;font-size:.6875rem;letter-spacing:.1em;margin-bottom:9px;font-weight:600;color:#536478}.home-benefits{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));padding:23px 0;border-bottom:1px solid #dce3e9;gap:20px}.home-benefits a{text-decoration:none;padding:3px 24px;border-right:1px solid #dce3e9;transition:color .2s}.home-benefits a:first-child{padding-left:0}.home-benefits a:last-child{border:0}.home-benefits span{display:block;font-weight:600;font-size:1rem}.home-benefits small{font-size:.875rem;color:#617086}.home-benefits a:hover span{text-decoration:underline;text-underline-offset:5px}.home-bottom{margin-top:26px;margin-bottom:6px}.time-promise>strong{font-size:4.2rem;letter-spacing:-.05em}.customer-access a{background:white;padding:7px 11px;border:1px solid #dce3e9;border-radius:5px;text-decoration:none;font-size:.875rem}.customer-access a:hover{border-color:#147a57}.quote-layout{gap:24px;border-radius:0;background:transparent;box-shadow:none;align-items:start}.quote-layout form{background:white;border:1px solid #dce3e9;border-radius:14px;padding:32px}.quote-summary{border-radius:14px;position:sticky;top:163px;box-shadow:0 15px 30px #001e5615}.summary-eyebrow{color:#64d8ab;font-size:.6875rem;letter-spacing:.1em;margin-bottom:14px}.quote-summary h3{font-size:1.55rem;font-weight:500;margin-bottom:15px}#quote-payment{font-size:3.2rem;line-height:1.2;letter-spacing:-.045em}.quote-summary dl>div:has(#quote-payment){padding-block:23px}.amount-presets{display:flex;gap:8px;margin:-10px 0 18px}.amount-presets button{border:1px solid #cdd9e2;background:white;color:#001e56;padding:7px 12px;border-radius:20px;font:inherit;font-size:.8125rem;cursor:pointer}.amount-presets button[aria-pressed=true]{background:#e2f6ec;border-color:#147a57}.amount-presets button:disabled{cursor:default}.term-pills{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px;margin-bottom:24px}.term-pills button{background:#f4f7f9;color:#001e56;border:1px solid #dce3e9;border-radius:7px;padding:12px 6px;font:600 .9375rem Arial,sans-serif;cursor:pointer}.term-pills button span{font-size:.75rem;font-weight:400;display:block;margin-top:5px}.term-pills button[aria-pressed=true]{background:#001e56;color:white;border-color:#001e56}.term-pills button:hover:not(:disabled){border-color:#147a57}.term-pills button:disabled{cursor:default}.editorial-photo{border-radius:16px}.editorial-photo img{height:460px}.editorial-copy{padding:20px 0}.editorial-copy .feature{padding:19px 0}.editorial-copy .feature h3{font-size:1.15rem}.careers-link{border-radius:7px}.faq-list details{transition:border-color .18s,background .18s}.faq-list summary{padding-right:10px}.faq-list details[open]{background:#f1faf6}#faq-search{border-radius:9px;min-height:56px;padding-inline:18px}.contact-options{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 20px}.contact-options button{font:inherit;font-size:.875rem;border:1px solid #dce3e9;border-radius:6px;padding:9px 12px;background:#fff;color:#001e56;cursor:pointer}.contact-options button[aria-pressed=true]{background:#001e56;border-color:#001e56;color:white}.contact-details{border-top:4px solid #64d8ab;background:#001e56;color:#d2dfec}.contact-details a{color:#64d8ab}.contact-details p{margin-bottom:24px}.help-line{margin-top:42px;background:#edf5f2;padding:25px 28px;display:flex;align-items:center;justify-content:space-between;gap:24px;border-radius:10px}.help-line strong{color:#001e56;font-size:1.05rem}.help-line p{margin:4px 0 0;font-size:.9375rem;color:#536478}.footer-navigation{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;padding-block:32px}.footer-navigation h2{font-size:.9375rem;margin:0 0 12px}.footer-navigation a{display:block;text-decoration:none;font-size:.875rem;color:#536478;margin-bottom:7px}.footer-navigation a:hover{text-decoration:underline}.footer-inner{border-top:1px solid #dce3e9;padding-top:23px}.visually-hidden{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}button:focus-visible{outline:3px solid #279971;outline-offset:3px}
@media(max-width:960px){.home-copy{padding:32px 28px}.home-copy h2{font-size:2.8rem}.start-quote{padding:14px}.quote-summary{top:170px}.term-pills{grid-template-columns:repeat(3,minmax(0,1fr))}.home-benefits a{padding-inline:15px}}
@media(max-width:760px){header{position:relative}.header-contact{border:0;padding:0}.page-index .page-title{display:block}.page-index .breadcrumb{margin-bottom:12px}.home-hero{grid-template-columns:1fr;border-radius:12px}.home-copy{padding:30px 24px}.home-copy h2{font-size:2.7rem}.home-photo{min-height:0;height:290px}.home-photo figcaption{bottom:16px;left:16px;right:16px;padding:12px 16px;font-size:1rem}.photo-caption-label{font-size:.625rem;margin-bottom:5px}.home-benefits{grid-template-columns:1fr;gap:0;padding:12px 0}.home-benefits a,.home-benefits a:first-child{display:flex;justify-content:space-between;gap:15px;padding:12px 0;border-right:0;border-bottom:1px solid #e1e7ec}.home-benefits span{font-size:.875rem}.home-benefits small{font-size:.8125rem;text-align:right}.quote-layout{grid-template-columns:1fr;gap:18px}.quote-layout form,.quote-summary{padding:24px}.quote-summary{position:static}#quote-payment{font-size:2.6rem}.term-pills{grid-template-columns:repeat(4,minmax(0,1fr))}.term-pills button{font-size:.8125rem}.editorial-photo img{height:260px}.editorial-copy{padding:0}.help-line{flex-direction:column;align-items:flex-start;padding:23px}.footer-navigation{grid-template-columns:1fr 1fr;gap:25px}.start-quote>div{flex-direction:column}.home-copy .start-quote .button{width:100%}.contact-options button{flex:1 1 40%;font-size:.8125rem}.time-promise>strong{font-size:3.7rem}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;animation:none!important;transition:none!important}}