body{background-color:#f4f8fa;background-image:radial-gradient(ellipse at 100% 5%,#64d8ab25,transparent 45%),radial-gradient(ellipse at 0% 65%,#001e5609,transparent 55%),linear-gradient(120deg,transparent 49.8%,#001e5603 50%,transparent 50.2%);background-size:100% 100%,100% 100%,100px 100px;background-attachment:fixed}main{position:relative}.home-hero{box-shadow:0 20px 55px #001e5620}.home-benefits{background:#ffffffb3;padding:22px;border:1px solid #dbe7e6;border-radius:10px;margin-top:20px}.home-bottom{background:#ffffffb3;border-radius:12px;padding:22px}.page-title{border-bottom:1px solid #001e560d}.home-copy{background:linear-gradient(130deg,#001e56,#062b65)}.button{transition:background .18s,box-shadow .18s,transform .18s}.button:hover{transform:translateY(-2px);box-shadow:0 6px 18px #001e5620}.button:active{transform:translateY(0)}.editorial-photo img{transition:transform .45s}.editorial-photo:hover img{transform:scale(1.025)}.home-benefits a:hover{color:#147a57}.wa-widget{position:fixed;bottom:22px;right:22px;z-index:80}.wa-toggle{display:flex;align-items:center;gap:10px;background:#187746;border:1px solid #14683d;color:white;padding:13px 22px;min-height:52px;border-radius:30px;box-shadow:0 6px 24px #001e5630;font:600 1rem Arial,sans-serif;cursor:pointer;margin-left:auto;transition:background .18s,transform .18s}.wa-toggle svg{width:25px;height:25px}.wa-toggle:hover{background:#126339;transform:translateY(-2px)}.wa-toggle[aria-expanded=true]{background:#001e56;border-color:#001e56}.wa-panel{width:350px;max-width:calc(100vw - 32px);max-height:calc(100dvh - 112px);overflow-y:auto;background:#fff;border-radius:15px;margin-bottom:14px;box-shadow:0 15px 55px #001e5640;border:1px solid #d7e2df;transform-origin:bottom right;animation:wa-enter .18s ease-out}.wa-panel-head{display:flex;align-items:center;justify-content:space-between;background:#001e56;color:white;padding:15px 18px;gap:12px}.wa-panel-head>div{display:flex;align-items:center;gap:10px;font-size:.9375rem}.wa-panel-head svg{height:25px;width:25px;color:#64d8ab}.wa-close{border:0;background:transparent;color:#fff;cursor:pointer;font-size:1.6rem;width:36px;height:36px;border-radius:5px}.wa-close:hover{background:#ffffff15}.wa-panel-body{padding:20px}.wa-panel-body h2{font-size:1.15rem;margin-bottom:8px}.wa-panel-body>p{font-size:.875rem;color:#536478;margin-bottom:16px}.wa-options{display:grid;gap:9px}.wa-option{padding:12px 14px;border:1px solid #dce5e8;border-radius:8px;text-decoration:none;background:white;transition:background .15s,border-color .15s}.wa-option strong{display:block;font-size:.9375rem;color:#001e56}.wa-option span{display:block;font-size:.8125rem;color:#617086;line-height:1.5;margin-top:3px}.wa-option:hover{background:#ecf8f2;border-color:#53ad87}.wa-panel small{display:block;font-size:.75rem;line-height:1.6;color:#617086;margin-top:16px}.wa-panel[hidden]{display:none!important}@keyframes wa-enter{from{opacity:0;transform:translateY(8px) scale(.98)}to{opacity:1;transform:none}}footer{background:#edf2f5e8}
@media(max-width:760px){body{background-attachment:scroll}.wa-widget{bottom:14px;right:14px}.wa-toggle{padding:11px 18px;font-size:.9375rem}.wa-panel{width:340px;max-height:calc(100dvh - 100px)}.wa-panel-body{padding:17px}.home-benefits{padding:10px 18px}.home-bottom{padding:18px}.home-benefits a:first-child{padding-left:0}.button:hover{transform:none}.home-hero{box-shadow:0 10px 26px #001e5615}}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}.button:hover,.wa-toggle:hover,.editorial-photo:hover img{transform:none}}
.time-promise>strong span{font-size:1rem;line-height:1.5;font-weight:600;letter-spacing:normal;color:#001e56;margin-top:8px;text-align:center}.time-promise>strong{min-width:82px}.time-promise{min-width:0}.time-promise>p{min-width:0}
body{background-color:#f0faf5;background-image:radial-gradient(ellipse at 100% 0%,#64d8ab50,transparent 53%),radial-gradient(ellipse at 0% 75%,#64d8ab30,transparent 58%),linear-gradient(120deg,transparent 49.8%,#001e5603 50%,transparent 50.2%)}header{border-bottom:3px solid #64d8ab}.home-hero{border:1px solid #64d8ab60}.home-photo figcaption{background:#64d8abf2;color:#001e56}.photo-caption-label{color:#174c45}.home-benefits{background:#d9f5e9;border-color:#9adfc3}.home-benefits a{border-color:#9adfc3}.home-benefits small{color:#365e54}.home-bottom{background:#fafffc;border:1px solid #b7e7d2}.time-promise>strong{background:#64d8ab;border-radius:12px;padding:12px 13px;font-size:3.6rem}.time-promise>strong span{margin-top:5px}.start-quote{border-color:#64d8ab70;background:#64d8ab12}.quote-summary{border-top:5px solid #64d8ab}.quote-layout form{border-color:#a8dfc8}.term-pills button[aria-pressed=true],.amount-presets button[aria-pressed=true],.contact-options button[aria-pressed=true]{background:#64d8ab;color:#001e56;border-color:#36a477}.faq-list details[open]{background:#dff8ed;border-left-color:#38ad80}.help-line{background:#d4f3e4}.wa-toggle{background:#64d8ab;border-color:#48bd90;color:#001e56}.wa-toggle:hover{background:#83e4bd}.wa-toggle[aria-expanded=true]{background:#001e56;color:#64d8ab}.wa-panel-head{border-bottom:3px solid #64d8ab}footer{background:#e0f2e9;border-top:1px solid #a9dcc3}.footer-inner{border-color:#b2dcc8}
.credit-highlights{margin:28px 0 0;background:#64d8ab;color:#001e56;padding:26px 28px;border-radius:12px}.credit-highlights h2{font-size:1.15rem;margin:0 0 18px}.credit-highlights ul{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));list-style:none;padding:0;margin:0;gap:20px}.credit-highlights li{border-left:1px solid #001e562a;padding-left:18px}.credit-highlights li:first-child{border:0;padding-left:0}.credit-highlights strong{display:block;font-size:1.2rem;line-height:1.3}.credit-highlights span{display:block;font-size:.875rem;margin-top:6px;line-height:1.5}.credit-highlights>a{display:inline-block;font-size:.875rem;margin-top:20px;font-weight:600}
@keyframes brand-arrive{from{opacity:.65;transform:translateY(14px)}to{opacity:1;transform:translateY(0)}}.brand-arrive{animation:brand-arrive .55s cubic-bezier(.2,.7,.2,1) both}.home-benefits a{transition:background .2s,transform .2s;border-radius:5px}.home-benefits a:hover{background:#ffffff55;transform:translateY(-3px)}.term-pills button,.amount-presets button,.contact-options button,.wa-option{transition:background .18s,border-color .18s,box-shadow .18s,transform .18s}.term-pills button:hover:not(:disabled),.contact-options button:hover,.wa-option:hover{transform:translateY(-2px);box-shadow:0 4px 12px #001e5610}.button:active,.term-pills button:active,.wa-toggle:active{transform:scale(.98)}
@media(max-width:760px){.time-promise>strong{font-size:3rem;min-width:76px;padding:12px}.time-promise>strong span{font-size:1rem;letter-spacing:normal;line-height:1.5}.home-benefits a{border-bottom-color:#9adfc3}.home-benefits a:hover{transform:none}.credit-highlights{padding:23px}.credit-highlights ul{grid-template-columns:1fr 1fr;gap:22px}.credit-highlights li{border:0;padding:0}.credit-highlights strong{font-size:1.1rem}}
@media(prefers-reduced-motion:reduce){.brand-arrive{animation:none!important}*,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}.home-benefits a:hover,.term-pills button:hover,.contact-options button:hover,.wa-option:hover,.button:active,.term-pills button:active,.wa-toggle:active{transform:none!important}}

.credit-highlights ul{grid-template-columns:repeat(5,minmax(0,1fr))}@media(max-width:1000px){.credit-highlights ul{grid-template-columns:repeat(3,minmax(0,1fr))}.credit-highlights li{border:0;padding-left:0}}@media(max-width:760px){.credit-highlights ul{grid-template-columns:repeat(2,minmax(0,1fr))}}
/* Interaction feedback; motion finishes and never obscures content. */
@media(prefers-reduced-motion:no-preference){
 .home-photo img{animation:photo-settle 1.4s ease-out both}
 .home-photo figcaption{animation:caption-arrive .75s .2s ease-out both}
 .site-header nav a:not(.nav-quote){transition:color .2s,background .2s}
 .site-header nav a:not(.nav-quote):hover{color:#64d8ab}
 .credit-highlights li{transition:transform .25s}
 .credit-highlights li:hover{transform:translateY(-5px)}
 .nav-quote,.careers-link,.social-links a,.document-checklist label{transition:transform .2s,box-shadow .2s,background .2s}
 .nav-quote:hover,.careers-link:hover{transform:translateY(-2px);box-shadow:0 5px 16px #001e5625}
 .social-links a:hover{transform:translateX(4px)}
 .document-checklist label:has(input:checked){animation:document-ready .3s ease-out}
 .wa-toggle svg{transition:transform .25s}.wa-toggle:hover svg{transform:rotate(-9deg)}
 .nav-quote:active,.careers-link:active{transform:scale(.98)}
 @keyframes photo-settle{from{transform:scale(1.045)}to{transform:scale(1)}}
 @keyframes caption-arrive{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}
 @keyframes document-ready{50%{transform:translateX(4px)}to{transform:none}}
}
.credit-process{margin-top:32px;padding:40px 32px;background:#001e56;border-radius:14px;color:#fff;overflow:hidden}.credit-process h2{font-size:clamp(1.7rem,3.4vw,2.65rem);line-height:1.2;color:#fff;margin:0 0 38px}.credit-process h2 span{color:#64d8ab}.credit-process ol{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:24px;list-style:none;padding:0;margin:0}.credit-process li{position:relative;text-align:center;min-width:0}.process-icon{color:#64d8ab;display:flex;justify-content:center;margin:0 auto 16px;width:76px;height:76px}.process-icon svg{width:100%;height:100%}.credit-process li:not(:last-child)::after{content:'→';position:absolute;top:13px;right:-27px;font-size:30px;line-height:1;color:#93b4cd}.process-number{font-size:.875rem;color:#adc6da;display:block;margin-bottom:7px}.credit-process p{font-size:1.05rem;line-height:1.5;margin:0}.credit-process strong{display:block;color:#64d8ab}.credit-process p a{color:#fff;text-decoration:none;display:inline-block;border-bottom:1px solid #ffffff35;padding-bottom:4px}.credit-process p a:hover{border-color:#64d8ab}.process-action{text-align:center;margin-top:32px}.credit-process a:focus-visible{outline-color:#64d8ab}
@media(prefers-reduced-motion:no-preference){.process-icon{transition:transform .3s}.credit-process li:hover .process-icon{transform:translateY(-5px) scale(1.05)}}
@media(max-width:760px){.credit-process{padding:28px 24px}.credit-process h2{margin-bottom:28px}.credit-process ol{grid-template-columns:1fr;gap:26px}.credit-process li{display:grid;grid-template-columns:58px 1fr;column-gap:18px;text-align:left;align-items:center}.process-icon{width:54px;height:54px;grid-row:1/3;margin:0}.process-number{margin:0}.credit-process li:not(:last-child)::after{content:'';width:1px;height:18px;background:#64d8ab60;top:auto;bottom:-22px;left:27px;right:auto}.credit-process p{font-size:1rem}.process-action .button{width:100%}}